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Insurance RiskCapstone Insurance Services became a Marsh & McLennan Agency LLC (MMA) company in March 2014. This new affiliation provides our clients with national/global resources while maintaining our local touch.

Since 1995 Capstone has helped corporate and individual customers deal with the pure risk faced in their daily operations and activities.

We help our customers identify their exposures to “pure risk”, those non-fortuitous events that can disrupt or even devastate an organization at any time. By properly managing its pure risk, an organization can best take advantage of its “speculative risk” – those risks taken with an expectation of gain.

Once pure risks are identified, they must be analyzed and controlled or reduced to the extent practical. Only then can a prudent decision be made as to how much risk to retain and how much to transfer through contract or insurance policies.

This process of identifying, analyzing, retaining, and transferring risks form the basis of insurance program design; and start the process of insurance management, the core business of Capstone.

Capstone associates match the insurance needs of our customers with the products and services of the insurance companies we represent. There is no finish line in this race to keep our customers ahead of their pure risk. The process is ongoing and the insurance programs must be managed to adapt to the changes experienced by our customers.

To speak with one of our agents, please call us at 864-234-8000. You may also reach us by fax at 864-234-8001 or Email Us.